One of the most devastating experiences that any homeowner can face is the devastation of their home by some kind of natural disaster. All around us, the elements threaten our shelters on a daily basis. Most days, everything goes smoothly. In fact, it is because things go so smoothly for us most days that a devastating event can catch us so unaware.
There are many different kinds of devastating events that can happen to us to destroy in part or entirely our security that we find in our homes. Storms, fires, and floods have been known to cripple families for good. Without the proper insurance coverage, having an encounter with the harsh realities of nature can leave us with nothing but a few memories.
Of all of the widespread natural disasters aside from fires, flooding counts for the most. Over 90% of all n